One of the important roles of financial literacy is to know when the money is enough and when to stop pursuing money. Those who think devoting life to earn money till the body works are not only financially illiterate but also life illiterate.
The purpose of life is not to earn money, exploit the body in the dedication of earning money, suffer, and die. The money is an enabler of what you want to do in your life.
The stark irony is most of us have considered earning money as the only goal in life. These people are financially illiterate though they may be super-rich and financial wizards.
Financially literacy is not only about knowing how to manage, spend, invest your money, and how to transfer your wealth to the next generation. If financial literacy is not telling you when to stop spending life in earning money, all your financial literacy is hardly of any use.
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“When safety is our priority, we live our lives being very, very careful, and we wind up having no lives.” Byron Katie
Financial literacy should free you from the hassle and burden of earning money. Earning money is a means to live a good life. Earning money in itself is not a life. We travel to go to a destination. We don’t assume travelling as a goal. (unless it actually is.) You should earn money to live life the way you want to live. All of us has stopped living and dedicated our life to only earning money.
“Many people make the mistake of saving money by wasting time.”
Most people make the monumental mistake of earning money by wasting life till death or becoming incapacitated. Means has become an end so much so that we have no clue about the end. We are so obsessed with the train we are traveling in that we don’t know where we want to go. We just do not want to leave the train.
This aimless obsession with earning money is making us wasting our life in pursuit of means without achieving any end but money. This money will remain here and will be distributed by your near and dear ones after your death and your earning machine i.e. your body will be rested in the crematorium.
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“Most of the things we spend our lives chasing will turn to dust in the end.” LeCrae
The practice of Minimalism could be one of the approaches to live life with less money/ things but more according to the will and desire.
Therefore, before you try to become financially literate, becoming literate about your goal/purpose of your human life is essential. Because if you remain illiterate about your human goal, no amount of financial literacy would be of any value.
“Don’t be afraid of death; be afraid of an unlived life. You don’t have to live forever, you just have to live.” Natalie Babbitt
Your financial literacy should enable you to live your unlived life. Your life in pursuit of money is a sheer waste if you can’t dare to live your unlived life.
Keep your end (literal end and purpose) in mind before you indulge in the toxic means of earning money. This, in the true sense financial literacy, is.
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