Capital Structure
Borrowing, Business, Business Finance

You Need to Know How Capital Structure Affect Your Profit

“Don't spend Capital competing with people who are spending Profits.” Moffat Machingura The source of money you invest is very important. Do you do your business with own money or borrowed money?  Well, when you started the business, whatever source the money came from was welcome. But this has an impact on your business. The… Continue reading You Need to Know How Capital Structure Affect Your Profit

12 Important Reasons SME Business Loan Gets Rejected
Borrowing, Business, Business Finance

12 Important Reasons Your Business Loan Gets Rejected

I have seen the happiness on the faces of many entrepreneurs when I placed loan sanction letter in their hand.  But loan rejection is not a happy state. Availing of loan is most business’s need for growth, especially for SMEs.  There is a limit up to which promoters can invest own capital in the business.… Continue reading 12 Important Reasons Your Business Loan Gets Rejected

Interest Rate
Borrowing, Business, Business Finance, Money & Economics

The Impact of REPO Rate on Your Pocket and Business

REPO rate reduction of 0.25% is making the Indian investors excited. Investors believe this will trigger higher off-take of loans, higher economic activities. In reality, cheap money only can’t trigger more demand or higher capacity built up. There are several other factors. However, in this post, we will know about the RBI’s interest rate management.… Continue reading The Impact of REPO Rate on Your Pocket and Business

26 Sources of Capital – All You Need to Know
Borrowing, Business, Business Finance

26 Sources of Capital – All You Need to Know

Once upon a time Capital used to be the scarcest available source of the business. Now the talent has taken over the top slot and capital has become abundant. But as it comes with multiple choices, which source and which type of capital is relevant for the business is another challenge. All forms of money are not equal.… Continue reading 26 Sources of Capital – All You Need to Know

Asset Liability Mismatch
Borrowing, Business, Business Finance

All Money Is Not Equal & Entrepreneurs Need to Know This

“We were not taught financial literacy in school. It takes a lot of work and time to change your thinking and to become financially literate.” Robert Kiyosaki M/S ABC Enterprise is facing a liquidity crisis. The bank has sanctioned them working capital loan. In an emergency, they used the borrowed money by way of working capital… Continue reading All Money Is Not Equal & Entrepreneurs Need to Know This

Financial Distress
Borrowing, Business

8 Things You Need to Know to Deal With Financial Distress

NPA figure in the banking and NBFC industry is exorbitant. Banks are suffering but what about the borrowers who have suffered business loss. They are facing recovery agents, social abstinence, legal battles, the stress of managing family expectations and responsibility of turning around the business. The situation is dire. People suffering from financial distress are… Continue reading 8 Things You Need to Know to Deal With Financial Distress