Middle Class & Money

Money Basics Middle Class Needs to Master for a Good Life

Upper classes are a nation’s past; the middle class is its future. Ayn Rand The irony is middle-class earners are busy earning money and aspiring to become rich. In the process, they just ignore the very process to enhance their financial wellbeing. We were not taught financial literacy in school. It takes a lot of work and time to change your thinking and to become financially … Continue reading Money Basics Middle Class Needs to Master for a Good Life

Money Literacy

Isn’t Buying Unwanted Things a Social Crime?

Scene: INT: Pavilion Mall in Pune – 1st Jan 2020, Eve. Several mega-brand stores were witnessing encouraging footfalls. We visited a couple of stores.   There were plenty of products and brands on display. Most of the products we never used were attractively placed. It was tempting to buy several of them. We didn’t buy any but decided to buy some of them as and when the occasion … Continue reading Isn’t Buying Unwanted Things a Social Crime?

Financial Illiteracy

How Can Financial Illiteracy Keeps You Slave Forever? Real Life Casestudy

“We were not taught financial literacy in school. It takes a lot of work and time to change your thinking and to become financially literate.” Robert Kiyosaki This is a classic case of how financially prudent decisions can change your life forever. Here is a family of 3, a couple and a young son just turned 20. Both husband and wife, in their early 50s, … Continue reading How Can Financial Illiteracy Keeps You Slave Forever? Real Life Casestudy

Financial Literacy

Your Financial Literacy Without This Is All Useless

One of the important roles of financial literacy is to know when the money is enough and when to stop pursuing money. Those who think devoting life to earn money till the body works are not only financially illiterate but also life illiterate. The purpose of life is not to earn money, exploit the body in the dedication of earning money, suffer, and die. The money is … Continue reading Your Financial Literacy Without This Is All Useless

How to become rich

How to Become Rich With Less Income

Becoming rich is a dream. Is it your dream too? Becoming rich and building wealth is possible even if you earn less.  Earning more is not necessary to become Rich. Saving regularly is the key. Rs. 1,000/- invested monthly for 21 years at a 12% rate of return, becomes Rs. 11.40 lakh Rs. 5,000/- invested monthly for 21 years at a 15% rate of return … Continue reading How to Become Rich With Less Income

Investor Complaint Redressal

Investor Grievance Redressal – What You Need to Know

PMC Bank depositors are struggling to solve their problems. Godwin Jewellers investors are worried. There are several such companies and banks which fail from time to time. Gullible investors/depositors lose their hard-earned money. In the 90s it was IPO scams, and plantation companies robbed investors. Every now and then the comes promoters who shake the system and benefit out of its inefficiencies. The Govt is doing … Continue reading Investor Grievance Redressal – What You Need to Know

Art of Spending Money

Do You Know The Art of Spending Money?

Do you want to create wealth? Do you find it difficult to control your spending? Are you looking for ideas to spend less and save more? Read on this post. Here we have shared 8 ideas to spend less and save more. The wealth is created by investing what you save. What you save is the difference between what you earn and what you spend. Therefore the … Continue reading Do You Know The Art of Spending Money?