Investing in Uncertain Time

Why Is Gold Not The Safest Investment in Uncertain Times?

When it rains earth, mountain, lawns, and bridges all get wet. The value of shelter goes up. Similarly, in times of Warmongering and actual war, the performance of national economies, private companies are affected as the risk increases. The value of the unaffected metal Gold goes up. We live in fickle times. Things change overnight. A terrorist can attack twin power and the world become an unsafe place. Nuclear … Continue reading Why Is Gold Not The Safest Investment in Uncertain Times?

Economic Slowdown

Do Not Participate In The Economic Slowdown & Stay Happy

“The curious mind embraces science; the gifted and sensitive, the arts; the practical, business; the leftover becomes an economist” Nassim Nicholas Taleb The number one thing is to keep hope. There are 7 bn people in the world. They are consuming for their survival.  There are renowned economics and Governments working to avert a sustained downturn. Therefore, any downturn will end sooner than expected. All gloomy scenarios … Continue reading Do Not Participate In The Economic Slowdown & Stay Happy

Secured NCD

When Secured Investment Becomes Unsecured & Risky

“Financial education is more valuable than money.” Mac Duke The Strategist Your secured investment can become unsecured. Yes, do not be under the impression that investment which marketed to you as secured will always remain secure. The case in study is secured non-convertible debentures (NCD) issued by NBFC DHFL. But it applies to all the secured NCDs. The debentures are secured by way of charge on assets created by the company … Continue reading When Secured Investment Becomes Unsecured & Risky

Opportunity Cost Decision Making

You Need to Know This Important Concept For Better Decision Making

When you opt for Cake against Ice-cream, you have sacrificed the experience of eating ice cream. When you opt for Watching TV over outing, you have sacrificed an enjoyable outing experience. Every day and in several matters, we choose one over the other choice. The choice we sacrifice in favour of the choice we make is the opportunity lost. This is why it is called Opportunity cost. This is … Continue reading You Need to Know This Important Concept For Better Decision Making

Economics Literacy

7 Important Reasons Why You Need to be Economics Literate

Our ignorance is limitless. We, the souls are ignorant about the theory of Karma governing every soul, We the Soul living in the body do not know how our body works.  Our body does economic activity most of the active life, but we do not know how the economics works. “In our time, the curse is monetary illiteracy, just as inability to read plain print … Continue reading 7 Important Reasons Why You Need to be Economics Literate

Interest Rate

The Impact of REPO Rate on Your Pocket and Business

REPO rate reduction of 0.25% is making the Indian investors excited. Investors believe this will trigger higher off-take of loans, higher economic activities. In reality, cheap money only can’t trigger more demand or higher capacity built up. There are several other factors. However, in this post, we will know about the RBI’s interest rate management. RBI manages liquidity in the market and inflation with REPO … Continue reading The Impact of REPO Rate on Your Pocket and Business

Marginal Costing

You Need to Know How Selling Cheap also Could be Profitable

One plate Dosa at a restaurant costs Rs. 90/- which Uber Eats delivers to us at Rs.40/-   This is a huge bargain for us. The question struck in our mind is how Uber eats and Swingy can deliver food at a cheaper price than the price we pay at the restaurant? We believe it as a promotional cost either the delivery company or the restaurant … Continue reading You Need to Know How Selling Cheap also Could be Profitable

Daily Economics

Why You Need to Know Two Laws of Economics Marketers Use

“An economist is a man who knows a hundred ways of making love but doesn’t know any women.” Art Buchwald. You might not have studied Economics in school or College. You have studied Derivatives and Integration.  The reality of our education is most of us who have studied Derivatives and Integration never used it throughout life. But we daily use economics laws. Mostly without our … Continue reading Why You Need to Know Two Laws of Economics Marketers Use

Union Budget

Economy, Union Budget, and Your Ignorance. What You MUST Know?

“Nothing in all the world is more dangerous than sincere ignorance and conscientious stupidity.” Martin Luther King, Jr. Most of us are only interested in tax rates as far as the Union Budget is concerned. However, there is more to the budget which impacts our life.  Tax rates are only a part of the overall impact. Now Indirect tax rates are decided by the GST Council. So for the common … Continue reading Economy, Union Budget, and Your Ignorance. What You MUST Know?

Financial Literacy

9 Key Financial Literacy Aspects You need to Know

Financial literacy is about how you deal with your money. This is about simple basic things about money. Financial literacy is not necessarily your literacy about the language i.e. reading and writing.  It is different. “The number one problem in today’s generation and economy is the lack of financial literacy.” Alan Greenspan It is about understanding your income, expenses, investments, credit, budgeting, planning, and knowing … Continue reading 9 Key Financial Literacy Aspects You need to Know

Managing Money

Do you know how you are mismanaging your money?

Earning money is easier than managing the earned money.  We all are so obsessed with earning part that managing part is left unattended. However, it is the managing part which will create wealth for you. Money well-managed is the money working for you without you working for the money. Many people are smart at earning money but when it comes to managing the money, they … Continue reading Do you know how you are mismanaging your money?

Inflation Price Rise

Why You Need to Know About the Inflation?

Do you know what is common between you and the RBI? Both deal with inflation daily. Both want it to go down. But the power of inflation is so high that RBI struggles and people suffer. What actually the inflation is? You hear about the inflation daily but many of you neither know the real meaning of the word inflation nor know how it impacts … Continue reading Why You Need to Know About the Inflation?

Personal Networth

Why is it Fundamental for You to Know Your Networth?

For all your efforts you would like to know the end results. Networth is the end result of all the efforts you put in every day to earn money. The irony is most of the people do not know what their net-worth is. Do you know what your net-worth is? Unless you maintain the books of accounts, your the answer would be No. But why … Continue reading Why is it Fundamental for You to Know Your Networth?