Life Insurance on Home Loan
Insurance, Life Stage Planning, Personal Finance

How to Double Your Joy When You Buy A New Home?

Buying their own home is a dream for most of the people on earth.  Out of the three basic necessities Food, Clothing and Shelter (Roti, Kapada Aur Makaan as we knew it), fortunately, two can be bought without a loan. But buying a home without a loan is another dream. With so many home finance companies and banks offering home loans, most of… Continue reading How to Double Your Joy When You Buy A New Home?

Opportunity Cost Decision Making
Business Finance, Money & Economics, Personal Finance

You Need to Know This Important Concept For Better Decision Making

When you opt for Cake against Ice-cream, you have sacrificed the experience of eating ice cream. When you opt for Watching TV over outing, you have sacrificed an enjoyable outing experience. Every day and in several matters, we choose one over the other choice. The choice we sacrifice in favour of the choice we make is the… Continue reading You Need to Know This Important Concept For Better Decision Making

Fixed Deposit
Life Stage Planning, Personal Finance, Retirement Planning

All You Need to Know about Fixed Deposits

Indian stock market like the global stock market is unpredictable. There are hardly any safe investment instruments. Investors who are risk-averse want to invest in risk-free instruments. They believe fixed deposits are the best instrument to invest. Fixed deposits are accepted by various types of entities in India. But are the Fixed deposits really safe? Here… Continue reading All You Need to Know about Fixed Deposits

Why Life Insurance
Health Insurance, Insurance, Life Insurance, Life Stage Planning, Personal Finance

The Important Role of Life Insurance Plays in Your Life

Do you know about the significant role life insurance plays in your life? Yes, it does play a very significant role for your entire family. Life insurance touches every close relationship in your life. Your financial worries whether it is for your children or your parents or even your own, life insurance has the solution… Continue reading The Important Role of Life Insurance Plays in Your Life

Financial Literacy
Personal Finance

Know Why Financial illiteracy Could be Extremely Dangerous

Financial Literacy is very important literacy but ironically is not given the importance it deserves in our education system. “One of the reasons the rich get richer, the poor get poorer and the middle-class struggles in debt is because the subject of money is taught at home, not at school.” Robert Kiyosaki, Educational Entrepreneur. According to Organization… Continue reading Know Why Financial illiteracy Could be Extremely Dangerous

Review of LIC Policy
Insurance, Life Stage Planning, Personal Finance

Why Should You Periodically Review Your Life Insurance?

 “I can't change the direction of the wind, but I can adjust my sails to always reach my destination.” Jimmy Dean You can’t change the life events happening to you but you can change the life insurance appropriate with the life events. The investments in the Life Insurance Policies are not a one-time event. Your need for… Continue reading Why Should You Periodically Review Your Life Insurance?

Online Scam
Money Basics, Personal Finance

9 Online Frauds You Need to Know to Avoid Losing Money 

Today I received an SMS from sbiccpay.com stating that my SBI Card reward point is expiring today. the message contained a clickable to redeem the points. Here is a screenshot of the site. They are asking not only email ID but email password and credit card CVV number and date of birth. With these details,… Continue reading 9 Online Frauds You Need to Know to Avoid Losing Money