Online Scam
Money Basics, Personal Finance

9 Online Frauds You Need to Know to Avoid Losing Money 

Today I received an SMS from sbiccpay.com stating that my SBI Card reward point is expiring today. the message contained a clickable to redeem the points. Here is a screenshot of the site. They are asking not only email ID but email password and credit card CVV number and date of birth. With these details,… Continue reading 9 Online Frauds You Need to Know to Avoid Losing Money 

Income tax return Filing
Personal Finance, Tax Planning

Important FAQs You Need to Know Before Filing Income Tax Return

“I like to pay taxes. With them, I buy civilization.” Oliver Wendell Holmes Jr. 31st July is the due date of filing an income tax return for individual taxpayers. Here are some important FAQs for the benefits of taxpayers. Benefits of Filing Income Tax Return? ​​​​Apart from this being your duty and legal obligation, your income-tax… Continue reading Important FAQs You Need to Know Before Filing Income Tax Return

Ask Financial Planner
Personal Finance, Wealth Management

What You Need to Ask Your Financial Planner?

“No one is dumb who is curious. The people who don't ask questions remain clueless throughout their lives.” Neil deGrasse Tyson. Knowing the competency and independence of the professionals we work with is important. Usually, we go to doctors or chartered accountants referred to us by someone known to us. With the opening up of… Continue reading What You Need to Ask Your Financial Planner?

Capital Structure
Borrowing, Business, Business Finance

You Need to Know How Capital Structure Affect Your Profit

“Don't spend Capital competing with people who are spending Profits.” Moffat Machingura The source of money you invest is very important. Do you do your business with own money or borrowed money?  Well, when you started the business, whatever source the money came from was welcome. But this has an impact on your business. The… Continue reading You Need to Know How Capital Structure Affect Your Profit

Economics Literacy
Money & Economics

7 Important Reasons Why You Need to be Economics Literate

Our ignorance is limitless. We, the souls are ignorant about the theory of Karma governing every soul, We the Soul living in the body do not know how our body works.  Our body does economic activity most of the active life, but we do not know how the economics works. “In our time, the curse… Continue reading 7 Important Reasons Why You Need to be Economics Literate

12 Important Reasons SME Business Loan Gets Rejected
Borrowing, Business, Business Finance

12 Important Reasons Your Business Loan Gets Rejected

I have seen the happiness on the faces of many entrepreneurs when I placed loan sanction letter in their hand.  But loan rejection is not a happy state. Availing of loan is most business’s need for growth, especially for SMEs.  There is a limit up to which promoters can invest own capital in the business.… Continue reading 12 Important Reasons Your Business Loan Gets Rejected

Mutual Performance Criteria
Mutual Funds, Personal Finance, Wealth Management

How to Evaluate Mutual Fund Performance? Criteria You Need to Know

Though the Mutual Fund Sahi Hai campaign by AMFI  needs to be more convincing, yet the message of the campaign is Sahi. It all started in India with the first scheme Unit 64. After years there as another scheme Master Share which received tremendous response from the investors. The investors invested in the new scheme… Continue reading How to Evaluate Mutual Fund Performance? Criteria You Need to Know